We are in-network with Blue Cross Blue Shield (BCBS) insurance.
If you have BCBS, you can use your insurance benefits for therapy with us. We chose to work with BCBS because it is the most widely used plan in our region, which allows us to stay accessible to more people while maintaining a sustainable practice.

Insurance can make therapy more accessible, but it also comes with limitations. By working with BCBS and offering our Green Bottle model, we aim to balance accessibility, sustainability, and flexibility in how care is accessed.

We are not the financial police.

We do not require tax returns, bank statements, or proof of income. We refuse to gatekeep these slots with corporate red tape. We trust you to know your financial reality better than anyone else. We ask that you look at the scale honestly, select the tier that genuinely fits your life, and use that slot with a clear conscience.

A note on income versus privilege.

Current income is only one part of financial health. When choosing your tier, we ask you to also consider your structural privileges. If you have a low monthly income but you own a home, have family money you can access in an emergency, or have investments, you have a financial safety net. If you have a safety net, we ask that you leave the lower tiers open for community members who are surviving without any backup cushion at all.

Real talk about capacity.

Because we are a self sustaining cooperative and do not receive state or corporate funding, our subsidized slots are finite. We can only offer a certain number of low fee slots at any given time to ensure our clinicians can pay their own rent. If you qualify for a lower tier but all those slots are currently full, we will be totally transparent with you. We can place you on a waitlist for that specific tier or help connect you with trusted community resources.

A graphic explaining Medusa Cooperative's equitable access to mental heath, including four bottle types: Reduced Rate, Partial Rate, Full Rate, and Pay It Forward, with icons representing income, costs, savings, and access.

Choosing this tier is not a favor to us. It is an honest accounting of where you actually stand. Paying the full rate keeps thing running, and we appreciate that more than we can say without getting sappy about it.

Choose Your Bottle

Tier 1: The Full Bottle ($150-$175) Open Spots

This is what therapy actually costs when clinicians are paid fairly, when no one is taking a cut from the top, and when the practice is built to last.

Medusa is worker owned. Every clinician here has a stake in this place. When you pay the full rate, you are not paying for a fancier experience or a better therapist. You are paying the real price. It is the price that makes everything else possible, including our sliding scale spots, our groups, and the community work we do outside the therapy room.

Think of it like a farmers market. You could pay less somewhere else. But you would not be paying what things actually cost, and someone down the line absorbs that difference. Here, we are trying to be honest about what it takes to do this work sustainably, both for us and for the people we serve.

This tier is yours if:

  • You have relative financial stability and own property.

  • You can meet your basic needs without ongoing fear.

  • You can spend money on your wants without it threatening your necessities.

Choosing this tier means you are paying your fair share of what it takes to keep your therapy sustainable. It is an honest choice that protects both your financial health and our cooperative model.

Tier 2: The Half Full Bottle ($125-$150) Limited Spots

This rate covers the exact, core cost of your clinician's time and labor. If Tier 1 funds our whole ecosystem, Tier 2 pays for your specific seat at the table. It keeps the lights on for your care, but it does not have the extra cushion to subsidize slots for others. And that is completely fine.

If you are working hard, paying your bills on time, but living without a massive safety net or generational wealth, this tier is yours. You are still directly supporting a worker owned cooperative and ensuring your therapist earns an ethical wage. You are just doing it at a level that respects your actual budget constraints. No guilt, no apologies.

This tier is yours if:

  • You can meet your basic needs, but you have to budget carefully to do it.

  • You have a steady income, but very little extra cash left over at the end of the month.

  • You do not have family money or a financial safety net to bail you out if things go wrong.

This tier belongs to you because access to healing should belong to everyone. Use this slot with a completely clear conscience, and let the community hold space for you while you do the work.

Tier 3: The Supported Bottle ($50) Waitlist

This rate is heavily subsidized by our community pool. The economic system we live in is deeply broken, and it pushes a lot of folks to the margins. This tier exists to make sure you do not get left behind just because a corporate spreadsheet says you cannot afford standard rates.

Choosing this tier is not a handout, and it is not a charity case. It is exactly why we built a worker owned cooperative in the first place. We pool our resources precisely so that when the system stacks the deck against you, the community has your back. When you need the safety net, you use it. No shame, no awkward interrogation, and no strings attached.

This tier is yours if:

  • You are actively struggling to secure basic needs like housing, food, or life saving healthcare.

  • You are unemployed, underemployed, or your income is completely unstable.

  • Paying for therapy would mean choosing between your mental health and your physical survival.

How to claim your tier:

When you fill out our initial contact form, there is a simple question asking which bottle or tier fits your current reality. Just click your option. There will be no awkward interrogation during your consult call. We will simply confirm the rate and dive straight into focusing on you.